SAVINGS & INVESTMENTS

Junior ISAs

JUNIOR ISAs

Tax-efficient investments for children

A Junior ISA is a tax-efficient savings accounts for children who do not have a Child Trust Fund. They can be invested in cash or stock and shares and you won't pay tax on interest or on any capital  growth or dividends.  They are managed by the child’s parent, and once the child reaches 16 they can take control of their investment and withdraw funds at 18.

The value of your investment can go down as well as up and you may not get back the full amount invested.