PROTECTION

Term Assurance

TERM ASSURANCE

Pays out a lump sum should you die within the term of the policy

If you have a spouse, partner or dependants who are financially reliant on you and your income, then it is not a good idea to be without life assurance.

There are a number of different types of term assurance products available and we can help you find the type of cover to best suit your purposes. For example, decreasing term assurance is typically used to cover a repayment mortgage and level term assurance is most commonly used to provide a cash lump sum to provide for your dependants.

Family income benefit is often used as an alternative to level term assurance for those of our clients that would prefer to receive a regular income upon the death of the main breadwinner rather than a cash lump sum.